Empowering your business to succeed
India's first security deposit loan platform for commercial tenants
India's first security deposit loan platform for commercial tenants
Trusted by businesses for fast, flexible, and affordable loans up to ₹1 crore, enabling tenants to unlock their security deposits and fuel their growth.
Trusted by businesses for fast, flexible, and affordable loans up to ₹1 crore, enabling tenants to unlock their security deposits and fuel their growth.
Empowering your business to succeed
India's first security deposit loan platform for commercial tenants
Trusted by businesses for fast, flexible, and affordable loans up to ₹1 crore, enabling tenants to unlock their security deposits and fuel their growth.
Fast
Friendly-lending
Flexible
The KAPEX advantage
The KAPEX advantage
The KAPEX advantage
Empowering businesses through financial agility
Empowering businesses through financial agility
Empowering businesses through financial agility
Focused on your
growth
Focused on your growth
In India's commercial real estate, securing a location often means hefty security deposits, consuming up to 35% of your initial CAPEX. Kapex minimizes this cost, freeing up resources for growth.
In India's commercial real estate, securing a location often means hefty security deposits, consuming up to 35% of your initial CAPEX. Kapex minimizes this cost, freeing up resources for growth.
Financial freedom in your hands
Kapex enables you to finance deposits or unlock liquidity from existing ones, keeping you asset-light and allowing you to reinvest directly into your business.
Kapex enables you to finance deposits or unlock liquidity from existing ones, keeping you asset-light and allowing you to reinvest directly into your business.
Flexible financing options for your needs
Our customized financing options let you access funds as needed, avoiding long-term commitments and allowing for adaptable growth.
Our customized financing options let you access funds as needed, avoiding long-term commitments and allowing for adaptable growth.
In a nutshell, Kapex aims to address the $15 bn market opportunity
In a nutshell, Kapex aims to address the $15 bn market opportunity
In a nutshell, Kapex aims to address the $15 bn market opportunity
The Challenge
The Challenge
High security deposits in commercial real estate consume 25% to 35% of initial CAPEX, tying up capital that could fuel business growth.
High security deposits in commercial real estate consume 25% to 35% of initial CAPEX, tying up capital that could fuel business growth.
The Solution
The Solution
Kapex provides financing for security deposits or unlocks liquidity from existing ones, allowing businesses to go asset-light.
Kapex provides financing for security deposits or unlocks liquidity from existing ones, allowing businesses to go asset-light.
The Benefit
The Benefit
Businesses can redirect freed-up funds into marketing, product development, or workforce growth, improving cash flow and adaptability
Businesses can redirect freed-up funds into marketing, product development, or workforce growth, improving cash flow and adaptability
Fast, flexible loans for your business
Fast, flexible loans for your business
Fast, flexible loans for your business
Trusted by businesses to provide funding up to ₹1 crore for growth and success.
Fast
Fast
Receive funding within 24 hours of approval
Receive funding within 24 hours of approval
Flexible
Flexible
Custom tailored approvals specific to your business needs
Custom tailored approvals specific to your business needs
Affordable
Affordable
Save thousands by finding the right program with the lowest rates for your business
Save thousands by finding the right program with the lowest rates for your business
Easy process
Easy process
You can work with Kapex directly from application to funding, without going through a third party.
You can work with Kapex directly from application to funding, without going through a third party.
Repayment frequency
Repayment frequency
Tailor how often you want to repay based on your cash flow.
Tailor how often you want to repay based on your cash flow.
Flexible loan options
Flexible loan options
Make extra repayments on your variable rate business loan to reduce interest and redraw funds when you need them.
Make extra repayments on your variable rate business loan to reduce interest and redraw funds when you need them.
Minimal documentation
Minimal documentation
Just enough documentation requirements asked only once
Just enough documentation requirements asked only once
Fully online application
Fully online application
100% digital application process with no fuss
100% digital application process with no fuss
Tailored Financial Solutions
Explore our different
finance products
Explore our different
finance products
Explore our different
finance products
Our products are designed to fit the needs of business owners, and come with decisions in as little as 24 hours
Our products are designed to fit the needs of business owners, and come with decisions in as little as 24 hours
A conventional loan with standard EMI repayment.
Fixed tenure option for
repayment.
Collateral-free
Collateral-free
Offers up to 70% of SD
Offers up to 70% of SD
1 lakh to 50 Lakhs
1 lakh to 50 Lakhs
Standard interest rates
Standard interest rates
Flexible facility similar to an overdraft/line of credit
Borrower pays monthly interest; principal repaid in a dropline manner.
Collateral-free
Collateral-free
Offers up to 80% of SD
Offers up to 80% of SD
5 lakhs to 1 crore
5 lakhs to 1 crore
Best interest rates
Best interest rates
How it works
Supporting businesses across the India
Supporting businesses
across the India
Supporting businesses across the India
You can be a restaurant owner, high street retailer, running a co- working space office or have stores in Malls, Kapex has something for you to offer
You can be a restaurant owner, high street retailer, running a co- working space office or have stores in Malls, Kapex has something for you to offer
1
Apply online in 2 minutes
Apply online in 2 minutes
Tell us about you and your business in our online form
Tell us about you and your business in our online form
2
Get your decision fast
Get your decision fast
If approved, you’ll get a personalised, no-obligation quote
If approved, you’ll get a personalised, no-obligation quote
3
Upload your documents
Upload your documents
Get a loan with us and keep your savings intact!
Get a loan with us and keep your savings intact!
4
Funds paid out in 48 hours
Funds paid out in 48 hours
Once you accept your offer, we’ll deposit the funds into your account
Once you accept your offer, we’ll deposit the funds into your account
People loved us
See why our customers
love Kapex.
See why our customers
love Kapex.
See why our customers
love Kapex.
And why you will, too.
And why you will, too.
Incredibly helpful and efficient
Incredibly helpful and efficient
Kapex's innovative approach allowed us to unlock our security deposit, providing the necessary funds to expand our store without any collateral. It was a seamless experience!
Kapex's innovative approach allowed us to unlock our security deposit, providing the necessary funds to expand our store without any collateral. It was a seamless experience!
Robin
Game changing product
Game changing product
Unlocking our security deposit with Kapex was a game-changer. We used the funds to upgrade our equipment, and it gave our business the boost it needed
Unlocking our security deposit with Kapex was a game-changer. We used the funds to upgrade our equipment, and it gave our business the boost it needed
Alexander
Cash flow problem solved
Cash flow problem solved
Kapex came in at the right time, allowing us to unlock the funds tied up in our security deposit. This not only kept our cash flow intact but also helped us continue growing our business without sacrificing essential operations."
Kapex came in at the right time, allowing us to unlock the funds tied up in our security deposit. This not only kept our cash flow intact but also helped us continue growing our business without sacrificing essential operations."
Rahul Singh
Seamless experience guaranteed
Seamless experience guaranteed
Kapex offered a flexible loan solution, releasing a portion of that locked cash, helping us manage our operational expenses much more efficiently
Kapex offered a flexible loan solution, releasing a portion of that locked cash, helping us manage our operational expenses much more efficiently
Sam kumaran
Join Successful Entrepreneurs
Fast
Friendly lending
Flexible
Join Successful Entrepreneurs
Fast
Friendly lending
Flexible
Join Successful Entrepreneurs
Fast
Friendly lending
Flexible
Flat No-1082, Sector A, Pkt B, Vasant Kunj, New Delhi: 110070
Our policies
Terms of use
Privacy policy
© Copyright 2024 Zavika Fintech Private Limited
Flat No-1082, Sector A, Pkt B, Vasant Kunj, New Delhi: 110070
Our policies
Terms of use
Privacy policy
© Copyright 2024 Zavika Fintech Private Limited
Flat No-1082, Sector A, Pkt B, Vasant Kunj, New Delhi: 110070
Our policies
Terms of use
Privacy policy
© Copyright 2024 Zavika Fintech Private Limited